Wipe Out Debt With Chapter 7 Bankruptcy
Whether you have lost your job, are dealing with overwhelming credit card debt, have gone through a costly divorce or have incurred significant medical bills, the St. Charles County, Missouri, credit card debt help lawyers at the law firm of Bublitz & Baro, LLC, can help.
Our firm has two lawyers with more than 46 years' combined experience. We focus the vast majority of our practice on helping people like you overcome debt, and the stress that debt brings to a person's life.
For timely debt relief contact us, St. Louis Chapter 7 bankruptcy attorneys online or call: 314-266-7830.
What Is a Chapter 7 Bankruptcy?
A Chapter 7 bankruptcy allows a person to completely discharge or wipe out most of his or her unsecured debt, including credit card debt, with certain specific exceptions. This is debt that is erased, meaning that you do not have to pay it back.
How Do I Qualify?
You qualify for Chapter 7 bankruptcy depending on if your income is within certain requirements, which either of our two lawyers can help you determine. If your income is too high, or if you have too many assets to file for Chapter 7, you may want to consider filing for a Chapter 13 bankruptcy instead.
See our Bankruptcy FAQs.
Keep Your Belongings
Most people are concerned that if they file a Chapter 7 bankruptcy their belongings will be sold out from under them to pay their debts. This is simply not true. In fact, almost all of our clients get to keep all of their belongings, including their cars, houses, retirement plans and other assets.
If you wish to keep your home and you are current on the mortgage payments, you can reaffirm that debt and keep your home in Chapter 7 bankruptcy. Remember, you are in the driver's seat; not your creditors.
Remember, the goal of bankruptcy is to get a fresh start, not to punish people for seeking relief.
There is a light at the end of the tunnel. Contact us, St. Louis Chapter 7 bankruptcy attorneys to speak with an experienced attorney about your debt concerns and how we can help.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
